SR-22 Insurance

At General Insurance, we specialize in SR-22 certificates. While many refer to “SR-22 insurance,” an SR-22 is actually just a certificate your automobile insurance carrier files with your state to vouch for you. An SR-22 only verifies you have coverage. You only need an SR-22 if a judge orders you to file one as a result of certain violations, or after a series of violations.

If you’re required to carry an SR-22 and you already have insurance, you’ll just need to add it to your existing policy through our agency. If you’re not insured, we'll provide you with a quote for an auto policy and an SR-22.

Having an SR-22 filing might cost you a little extra (again, temporarily):

There’s a fee to file it, generally around $25. If you don’t have insurance, the fee is included in your isurance quote.
Your insurance rate might go up if you need the SR-22 because of a moving violation or accident. However, it’s not forever

In three years—give or take, depending on your state—you won’t need your SR-22. At that point, call your insurer and ask to have the filing removed from your policy.

Three years is also how long it takes, generally, to clear your driving record. So, any violations that triggered your needing an SR-22 have cleared from your record, too.

In the meantime, keep your head up, know we’ve all been there, and remember that, in time, this will become “that one time when …” (just like my ticket did).

Thank you for your interest in General Insurance, we are your one stop shop for all your insurance and financial needs. Call our office at 855-441-8083 (toll free) or email your questions and an insurance professional will reply promptly.